Advice for buyers and sellers, from Justin Ruzicka

Foreclosure Expert

Foreclosure Investors in Florida

Foreclosure Investors in Florida

We have all seen it on the wonderful Foreclosure Flipping show on HGTV that Tarek and his wife buy properties for hundreds of thousands of dollars; site unseen and then go into the house to see; “what did i buy?”   The suspenseful, drama filled action makes for great TV viewership, but the reality is, I […]

Bank of America Short Sale – Wa...

Bank of America Short Sale – Waiver of Deficiency Balance

You need to read this if you are worried about Short Sales. Do you know the advantages of a short sale vs. foreclosure? Justin Ruzicka is a Short Sale Specialist with hundreds of short sales completed, and dozens of happy families. Read more about how this family got $$ from the bank at the end of the short sale process.

Happy First Time Home Buyer Cape Cora...

Happy First Time Home Buyer Cape Coral

If you are first time home buyer and every home you look at needs repairs or work to make it livable this is a great way to purchase a home, and have the work done and make it your Family’s Home!! If you need help finding a qualified mortgage broker to work through the FHA 203K program please let me know, fill out my contact form and I would be happy to email the mortgage broker I work with on these types of loans. It is a tricky process, and you need an expert mortgage banker to work through the FHA 203K financing, so please do not hesitate to ask for me for that info.

Another Short Sale Approved and Close...

Another Short Sale Approved and Closed

Today was a great day for Justin Ruzicka the House-Guy, your Fort Myers Realtor and Short Sale Expert.  Why was today such a good day? It was because we closed a short sale for a home owner in Lehigh Acres FL.  These home owners were in such a difficult situation with their home; they were […]

Retirement accounts are safe from Cre...

Retirement accounts are safe from Creditors in a Short Sale

This is a brief from an post on CNN Money Blog about short sales. A short sale is the preferable route to unload a house that has become a financial burden you can no longer handle. The bank agrees to let you sell your home for less than what’s owed on the mortgage and absolves […]

JP Morgan Chase Gives Homes owners $3...

JP Morgan Chase Gives Homes owners $35,000 to do a short sale.

Yes you read that right. If you have a Chase mortgage and you are facing foreclosure you can receive a check for $35,000 at closing of your short sale.  Sounds too good to be true?  Did you father or grandfather ever tell you,  “if it sounds too good to be true it probably is.”  I […]

I am a certified “short sale expert” ...

I am a certified “short sale expert” so it must be TRUE…

I was on the phone the other day speaking to a Realtor who was so proud of herself, and her Short Sale Certification she had just spent over $600 to take a 2-day course and become an expert in Short Sales. What; you mean all the time, energy and pitfalls that we have gone through […]

Big Banks Accused of Short Sale Fraud...

Big Banks Accused of Short Sale Fraud….From Yahoo Finance

If you have read the article in on yahoo finance about Big Banks Accused of Short Sale Fraud you may be surprised. Here we have hard working American’s who have found themselves without a job, trying to make ends meet, and trying to do the best thing with their current situation with their house which […]