Advice for buyers and sellers, from Justin Ruzicka

buying your first home

I love being Your Realtor

I love being Your Realtor

I am thankful to be a realtor. As a realtor I have the pleasure and joy of being part of someone’s dream. I like helping first time home buyers and all the excitement they bring with them. I love helping the seasoned buyer who might be moving up, moving down or sideways.   If I […]

Full Time Real Estate Agent

Full Time Real Estate Agent

You might be considering to buy a home in Southwest Florida.  You are here on vacation at one of the many Waterfront Properties in Cape Coral, FL or you are spending time on Fort Myers Beach and you dream of living here.   After all in the middle of winter when it is snowing everywhere […]

Truth on Home Mortgage Payments

Truth on Home Mortgage Payments

Understanding your home mortgage: Data based on $200,000 Purchase Price, $20,000 down payment resulting in: 30 year, $180,000 home loan at 5.5% Interest (no taxes or insurance are taken into consideration in this article, and there is no PMI). Your monthly Loan Payment will be $1022, multiply that by 360 payments (30 years) = $367,920 […]

Refiance your Mortgage…or NOT?

Refiance your Mortgage…or NOT?

We humans haven’t changed to much over the past 100 years and surely not much in the past 10 years.  We still want better homes for our children, we want our kids to attend better schools than we did, we want our lives to be ‘easier’ than it was for our parents and yet in […]

Buyer “transaction fee,” ...

Buyer “transaction fee,”  RESPA, HUD

US District Court found that real estate brokers charging “add-on” fees were a violation of Federal Law. YIKES…so those buyer transaction fees of $295 could be a violation of Federal Law.

Wining and loosing in Home Ownership

Wining and loosing in Home Ownership

Doing the work yourself at your home instead of hiring a handyman often leads to great pride in ownership, great joy as a home owner, and often saves you hundreds of dollars. Justin Ruzicka a Fort Myers realtor shares with you some of the wins he has had in small household repairs.

Top 3 for all First Time Buyers

Top 3 for all First Time Buyers

Fort Myers Realtor helps with three key items every first time buyer needs to know.

First Time Home Buyer in Fort Myers F...

First Time Home Buyer in Fort Myers FL

First-Time Buyer Tips, helpful hints, and an article that looks at how and why a buyer wants to educated themselves on the real estate market. As an educated buyer, you will be able to save money, make the best decision in a moments notice, and not regret any decision that is made!

Refinancing, When should I?

Refinancing, When should I?

Is it a good time to refinance that high interest rate loan you have? Working through an amortization schedule may be helpful. Justin Ruzicka the houseguy helps homeowners understand the true costs of Refinancing and the savings that may come from refinance.

Buying your Home in Fort Myers Florid...

Buying your Home in Fort Myers Florida

Do you want to buy the PERFECT HOME, then you need to read this Blog.

If you are wanting to work with a buyer’s agent who is a great negotiator, able to save you thousands on your home purchase, loves real estate, loves Fort Myers, Cape Coral, Bonita Springs, Estero and Lehigh Acres homes, then drop me a line or search the MLS on my main website. Because, I Justin Ruzicka, the HOUSEGUY.ORG, would love to help you find your next perfect home!