Advice for buyers and sellers, from Justin Ruzicka

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Action Plan for your Goals

Action Plan for your Goals

This is a detailed plan the sets up step by step process and procedures to help you with you goals for 2012.  We will refer back to my 3 Goals I am used as examples in a previous blog.  To refresh those were, Physically I am looking to loose 30lbs in 2012, Financially I am looking to […]

How does a short sale work….

How does a short sale work….

This is from the lender, Ocwen Loan Servicing, LLC The process of a short sale. ¤Offer:    When an offer is received for the home, you will submit the required information and documentation to us for review. ¤Review:  Ocwen will process and review the offer and the information you submitted.  This generally takes 20-30 days. ¤Approval […]

JP Morgan Chase Gives Homes owners $3...

JP Morgan Chase Gives Homes owners $35,000 to do a short sale.

Yes you read that right. If you have a Chase mortgage and you are facing foreclosure you can receive a check for $35,000 at closing of your short sale.  Sounds too good to be true?  Did you father or grandfather ever tell you,  “if it sounds too good to be true it probably is.”  I […]

Short Sales are not for Everyone̷...

Short Sales are not for Everyone…But I get them DONE!

Short Sales have been going on for centuries and will continue to go on long after the real estate depression we are in ends. (yes i did say depression, that is the truth not matter what out President wants you to think or the media pretends to be the truth) Banks will always have to […]

I am a certified “short sale expert” ...

I am a certified “short sale expert” so it must be TRUE…

I was on the phone the other day speaking to a Realtor who was so proud of herself, and her Short Sale Certification she had just spent over $600 to take a 2-day course and become an expert in Short Sales. What; you mean all the time, energy and pitfalls that we have gone through […]

Lenders Give Deficiency Waiver on HUG...

Lenders Give Deficiency Waiver on HUGE LOSSES at Short Sale.

You know as a realtor in Fort Myers I am always trying to look my best. Looking your best includes having a pressed shirt, clean shaven and well groomed hair cut. I like Sports Clips as they seem to be joyful more times than not when you walk through the door. As I sat in […]

What if you happens if you DON’T SELL...

What if you happens if you DON’T SELL?

As a listing agent in Fort Myers Florida, I am often asking this question to sellers who are looking to hire me as their realtor. You see as a Fort Myers realtor who focuses on the listing side of the transaction I have made it accustom to find the motivations of the seller. Many sellers […]

Short sales and foreclosures, facts a...

Short sales and foreclosures, facts and fiction or mythical misunderstanding.

Many people are seeking to find out more information about short sales vs foreclosure. Is there a difference on my credit? What happens when it comes to buying a house in the future? How do I know which one to do? Right off the bat lets dive into the effects on your credit. We have […]