Advice for buyers and sellers, from Justin Ruzicka

Home Financing

Current Mortgage Rates

Current Mortgage Rates

Knowing the current mortgage rates will help you be able to estimate properly your monthly expenses for owning a particular home as well as helping you know that amount of money you will need to bring to the table at closing. Also helps you negotiate your interest rate down with the mortgage broker you are working with.

Housing BUBBLE…Again?

Housing BUBBLE…Again?

New Housing Bubble is Stealing from the Average American Person. This is a result of All the Government Regulations, and Oversight that were suppose to “protect the American public” from such a disaster that is taking place.

Refinancing, When should I?

Refinancing, When should I?

Is it a good time to refinance that high interest rate loan you have? Working through an amortization schedule may be helpful. Justin Ruzicka the houseguy helps homeowners understand the true costs of Refinancing and the savings that may come from refinance.

Buying your Home in Fort Myers Florid...

Buying your Home in Fort Myers Florida

Do you want to buy the PERFECT HOME, then you need to read this Blog.

If you are wanting to work with a buyer’s agent who is a great negotiator, able to save you thousands on your home purchase, loves real estate, loves Fort Myers, Cape Coral, Bonita Springs, Estero and Lehigh Acres homes, then drop me a line or search the MLS on my main website. Because, I Justin Ruzicka, the HOUSEGUY.ORG, would love to help you find your next perfect home!

Transaction Brokers in Florida | Dual...

Transaction Brokers in Florida | Dual Agency

The plan fact is, a transaction broker who does the job correctly and acts in the “best interest of the transaction” is always in the best interest of his/her client. If the deal falls apart costs go up 100% of the time.

Good Faith Estimate or GFE

Good Faith Estimate or GFE

Justin Ruzicka the Houseguy.org offers help to first-time buyers, investors and second home purchasers who are looking at Good Faith Estimates and understanding the purpose of a GFE and how to find out the costs for getting a loan on a home you are looking to purchase.

New Construction Housing

New Construction Housing

Whether you are a first time home buyer or a seasoned veteran of buying homes; here are some things to consider when working with local builders and home contractors in Cape Coral, Fort Myers, Lehigh Acres, Bonita Springs and Lee County Florida. General issues to consider prior to entering a contract for new construction are: Construction Time Frames, Deposits, Change Orders, Inspections, Draw Orders…

Botanica Lakes Home For Sale

Botanica Lakes Home For Sale

Botanica Lakes in Fort Myers is one of SW Florida’s most exciting new real estate communities offering an incredible lifestyle and a great value, too! Botanica Lakes features over 100 acres of open space and natural preserves and 32 acres of lakes in a prime location off the Treeline Corridor. Botanica Lakes’ homes for sale in Fort Myers, Florida, feature 3, 4, 5 and 6-bedroom Mediterranean style single-family homes priced from the $160’s.
Are you looking to buy a home in a Gated Community? Do you and your family live and active live style, then Botanica Lakes may be the community for you.

Cape Coral Waterfront Short Sale

Cape Coral Waterfront Short Sale

Cape Coral Waterfront Short Sale Home in SOLD…Do you want information on Cape Coral Home Sales? Do you want to learn how Justin Ruzicka can be your Buyers Agent? Are you struggling to make your mortgage payment? Do you need a Short Sale Expert, like Justin Ruzicka? Short Sales, Mortgage Modifications, Bank of America, Chase Bank, Wells Fargo, and many many more.

Renters want to BUY, but don’t ...

Renters want to BUY, but don’t have Savings

Study shows 70% of Renters want to BUY!!!! But what is holding them back? “In spite of the impact of the housing crisis on home values and homeownership rates across the country, Americans by and large still hope to become homeowners,” says Doug Duncan, vice president and chief economist of Fannie Mae.