Advice for buyers and sellers, from Justin Ruzicka

Buying a home

I love being Your Realtor

I love being Your Realtor

I am thankful to be a realtor. As a realtor I have the pleasure and joy of being part of someone’s dream. I like helping first time home buyers and all the excitement they bring with them. I love helping the seasoned buyer who might be moving up, moving down or sideways.   If I […]

Thankful to Live in Greenville, SC

Thankful to Live in Greenville, SC

I have spent the first half of my life growing up in an esteemed suburb of Chicago, Naperville, IL.  Naperville has some of the best schools out there, it has a booming downtown, and a vibrant life for families of all shapes and sizes.  I am thankful my parents stumbled upon that ‘little’ town in […]

Difference between Micro and Marco Ec...

Difference between Micro and Marco Economics

I am reading this great book, Economics in ONE LESSON, by Henry Hazlitt. The irony  is Economics class in College was the hardest course for me, well maybe Statistics was a little more challenging but that was because, all you had to do was “REJECT or FAIL TO REJECT,” that’s it…Inside Joke for those who […]

Economics 101 – Division of Lab...

Economics 101 – Division of Labor

It is tough talking in terms of “theory” as it makes it hard to conceptualize, so instead lets talk about real life. However we have to use something that we both have in common that is close to our heart…so do you know of a good firefighter? I’m not talking about the guy who just […]

Mortgage Payments | Conventional Loan...

Mortgage Payments | Conventional Loans

I am a fan of Dave Ramsey and statement “do the math stupid.” OK, it’s not nice to offend people, so I am sorry about that.   Besides I am not saying you the reader are stupid…OK, the point of my post is comparing a Mortgage Payment with 15% down compared to $20% down. If you can […]

Top Tips to INCREASE your Credit Scor...

creditscorechart

When you are considering the purchase of a home or residence including a condo or town home the biggest challenge is money.  We never seem to have enough money,  do you have $200,000 in Cash sitting in the BANK?  Of course not.  Why would you…If you had $200,000 in liquid assets it would likely be […]

Favorite Architectural Home Styles

Favorite Architectural Home Styles

The home is where the heart is.  You know this is a very true statement.  A home says a lot about a person.  Sometimes when my house is messy, so is my life, other times things are so organized you would think “nobody lives like this.” Those are the best days in my wife’s life..She […]

A Listing Agents ‘Value’

A Listing Agents ‘Value’

Last blog I did was from the standpoint of a For Sale By Owner.  How Owners often are under the impression that a Listing Agent isn’t worth 3% of the sales price of a home, if “all they do is take pictures of your house, and the buyers agent brings the buyer.”  I have done […]

What Stops Me from Budgeting

Greenville Realtor is successful_houseguy.org

Budgeting is often thought of as a bad word. I know it my household it rarely gets used. But why is it that we all tend not to do Monthly Budgets. Fear: We are afraid of the truth…that this pay check to pay check lifestyle is actually not sustainable.   (But I have been doing it […]

Pool Home for Sale in Hampton Park, G...

Pool Home for Sale in Hampton Park, Gateway

Do you want a newly constructed pool home in Fort Myers FL?  Do you have a budget of $360,000 for your next property?  Are you considering moving to Florida because you work with Hertz Corporate and you want a great neighborhood to live in?  Look NO further,  10288 Templeton LN FORT MYERS, FL 33913!  It […]