Advice for buyers and sellers, from Justin Ruzicka

Justin Ruzicka

Rentals Pay HUGE Dividends for Invest...

Rentals Pay HUGE Dividends for Investors

“Renting doesn’t pay in SW Fl” was the title to the article of the News Press on July 25, 2011.  The article covered the report by Washington-based Center for Housing Policy, which stated the our Rental Rates are the top 56th  out of 211 markets study and our median home prices are 186th of those […]

Property Management in Southwest Flor...

Property Management in Southwest Florida

  What does a property manager do? I have owned a handful of rental properties myself and I with the help of Hess Realty’s Property Management Division have overseen over 100 properties in my day.   As a property manager I have done or overseen everything from; replacing fan fixtures, replacing the kitchen sink, water heaters, […]

Take Your First Offer, It is always t...

Take Your First Offer, It is always the “Best Offer”

I have sold a lot of single family homes in Fort Myers, Cape Coral, even Estero Florida.  As the listing agent I am always having to present my offers to the sellers that are seen as “low ball offers.”  As a seller any offer that is not 98% of asking price is low-ball right.   I […]

Stock Market Fears? Use your Self Dir...

Stock Market Fears? Use your Self Directed IRA to Invest in Real Estate.

HOLY COW, Can you believe the Stock Market, in two days it lost 1146 Points!  YIKES.  And then the US debt rating was reduced from AAA to AA!  I don’t care who  you are these actions by the “markets” are an economic indicator if I have ever seen one.  Listen, I am not the Doom […]

FHA Fist look Initiative

FHA Fist look Initiative

What are the benefits and who does this help?  If I am a buyer how do I take advantage of this?  Today I am going to discuss this program that is 12 months into its inception.  In July of 2010 FHA created the First Look Program, to help stabilize communities with many FHA owned foreclosures […]

JP Morgan Chase Gives Homes owners $3...

JP Morgan Chase Gives Homes owners $35,000 to do a short sale.

Yes you read that right. If you have a Chase mortgage and you are facing foreclosure you can receive a check for $35,000 at closing of your short sale.  Sounds too good to be true?  Did you father or grandfather ever tell you,  “if it sounds too good to be true it probably is.”  I […]

Short Sales are not for Everyone̷...

Short Sales are not for Everyone…But I get them DONE!

Short Sales have been going on for centuries and will continue to go on long after the real estate depression we are in ends. (yes i did say depression, that is the truth not matter what out President wants you to think or the media pretends to be the truth) Banks will always have to […]

I am a certified “short sale expert” ...

I am a certified “short sale expert” so it must be TRUE…

I was on the phone the other day speaking to a Realtor who was so proud of herself, and her Short Sale Certification she had just spent over $600 to take a 2-day course and become an expert in Short Sales. What; you mean all the time, energy and pitfalls that we have gone through […]

Lenders Give Deficiency Waiver on HUG...

Lenders Give Deficiency Waiver on HUGE LOSSES at Short Sale.

You know as a realtor in Fort Myers I am always trying to look my best. Looking your best includes having a pressed shirt, clean shaven and well groomed hair cut. I like Sports Clips as they seem to be joyful more times than not when you walk through the door. As I sat in […]

Is America’s Banking System Bro...

Is America’s Banking System Broken?

The other night I was watching the movie “Coach Carter” the basis of the movie is the Coach of a once defunct basketball team turns the team around to a perfect season in one year. The problem, “coach carter” cares more about the young men’s school grades than he does about the success of the […]